Yes, within defined limits. Service charges for which YOU shop and select a provider may change; the creditor is NOT responsible for providers who are NOT on their written list. In addition, prepaid interest, property insurance premiums and escrow or reserve deposits may change without legal tolerance limits. Charges for recording services, and 3rd-party services…
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What 6 Pieces of Information Make A TRID Loan Application?
Submitting these 6 pieces of information: Name Income Social Security Number Property Address Estimated Value of Property Mortgage Loan Amount sought constitutes a valid loan application under the TRID rule. You may apply and submit these in writing OR in oral form; a live conversation, or a phone call, backed by a written record of…
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Tax Deferred Exchanges: What You Need to Know
Tax Deferred Exchanges: What You Need to Know If you're not familiar with tax deferred exchanges, you're definitely not alone. But if you're planning on buying and selling any property, it's time you learned about IRS code Section 1031. It could save you a lot of money! This code is becoming more commonly used and…
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Metro Title COVID-19 Information
As our world family continues to deal with the COVID-19 virus, we at Metro Title are taking every possible precaution to ensure that we're doing our part to resist the spread of this virus. In addition to sanitizing our offices regularly, the following protocols are in place: Closings: If you have a closing scheduled with…
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